MarketYap! Terms and Conditions
1. Introduction
Welcome to MarketYap! By accessing or using our website at www.marketyap.xyz (the "Site") and our services (collectively, the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you may not access or use the Service.
2. Eligibility
You must be at least 18 years old to use our Service. By creating an account, you confirm that you meet this age requirement.
3. User Accounts
To access our Service, you must create an account. You are responsible for maintaining the confidentiality of your account information, including your password, and for all activities that occur under your account. You agree to provide accurate, current, and complete information during the registration process.
4. Subscription Plans and Payments
We offer two subscription plans and a one-time purchase option. Payments are processed through Stripe, and you must provide accurate billing information. By subscribing, you authorize us to charge your chosen payment method for the applicable subscription fees. All payments are final unless a refund is issued as described in Section 5.
5. Refunds and Cancellations
Refunds are only provided if there is proof that the Service did not work as intended. To request a refund, contact us at the provided email address. Subscriptions can be canceled at any time through your account settings or by contacting support. Upon cancellation, you will not be charged for future billing cycles, but you will not be refunded for any time remaining in your current billing cycle.
6. Intellectual Property
All content, trademarks, logos, and other intellectual property on the Site are owned by MarketYap! You may not use, reproduce, or distribute any content without our express written permission.
7. Limitation of Liability
MarketYap! and its owners are not liable for any damages, losses, or liabilities arising out of your use of the Service. This includes, but is not limited to, any errors or omissions in the news summaries provided, any financial losses resulting from investment decisions made based on the summaries, or any unauthorized access to or use of your account.
8. Disclaimer of Warranties
The Service is provided "as is" and "as available" without any warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of the news summaries or any other information provided through the Service.
9. Data Collection and Privacy
We collect only the information necessary to provide the Service, including your name, email address, and subscription details. Payment details are handled by Stripe and are not stored by us. We use Supabase for data storage and Mailgun for communication. While we take reasonable steps to protect your data, we cannot guarantee its security. Please refer to our Privacy Policy for more details.
10. Third-Party Services
We use third-party services such as Stripe, Supabase, and Mailgun to provide our Service. By using our Service, you agree to be bound by the terms and conditions of these third-party providers. We are not responsible for any issues arising from the use of these services.
11. Changes to the Terms
We reserve the right to update or modify these Terms at any time. We will notify you of any changes via email. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.
12. Termination
We may terminate or suspend your account at any time, without prior notice, for any reason, including if you breach these Terms. You may also terminate your account at any time by contacting support. Upon termination, your right to use the Service will immediately cease.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United Kingdom. Any disputes arising under or in connection with these Terms shall be resolved exclusively within the jurisdiction of the United Kingdom.
14. Contact Information
For any questions or concerns about these Terms, please contact us at [INSERT EMAIL!!!!!].
15. No Legal or Financial Advice
MarketYap! provides summaries of stock news using automated tools like ChatGPT. We do not create news content and are not responsible for the accuracy or completeness of the information provided. The Service does not constitute financial or legal advice. Always consult with a qualified professional before making any investment decisions.